First Choice Travel recommends the purchase of a travel/vacation protection plan. When planning a trip/vacation, you never foresee situations that may cause you to cancel/delay your travel. A plan can protect you from possible loss of money due to supplier bankruptcy/default, unexpected trip cancellation/ interruption due to accident, sickness or death, baggage loss, medical expenses and emergency air transportation costs. You should purchase a plan usually within 10 days of paying your initial deposit to maintain maximum coverage.